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A Study of the determinants of household saving in the european countries

This work analyses the empirical determinants of household saving rates using data from 21 European countries for 2000-14. The purpose of this research is to review and extend the usual set of explanatory variables that are used to explain saving behaviour. Previous literature signals that the saving behaviour is determined by economic, demographic, social and cultural factors. This work examines these determinants and also the effects of the economic crisis in saving patterns. Moreover, it adds another possible determinant of household saving decisions: the weather. To carry out the analysis we used a panel data model. The results show that some economic, social and demographic variables have an impact in saving rates. In addition, the crisis is found to have a significant influence in saving patterns. It is also concluded that the weather is not a relevant variable in defining household saving rates. Nonetheless, the study of the variable weather has faced some limitations, that if overcome might bring other results in future studies

Manager: Xabadia i Palmada, 脌ngels
Other contributions: Universitat de Girona. Facultat de Ci猫ncies Econ貌miques i Empresarials
Author: Horta Llad贸, Marc
Date: 2017 June
Abstract: This work analyses the empirical determinants of household saving rates using data from 21 European countries for 2000-14. The purpose of this research is to review and extend the usual set of explanatory variables that are used to explain saving behaviour. Previous literature signals that the saving behaviour is determined by economic, demographic, social and cultural factors. This work examines these determinants and also the effects of the economic crisis in saving patterns. Moreover, it adds another possible determinant of household saving decisions: the weather. To carry out the analysis we used a panel data model. The results show that some economic, social and demographic variables have an impact in saving rates. In addition, the crisis is found to have a significant influence in saving patterns. It is also concluded that the weather is not a relevant variable in defining household saving rates. Nonetheless, the study of the variable weather has faced some limitations, that if overcome might bring other results in future studies
Format: application/pdf
Document access: http://hdl.handle.net/10256/15115
Language: eng
Collection: Economia (TFG)
Rights: Attribution-NonCommercial-NoDerivs 3.0 Spain
Rights URI: http://creativecommons.org/licenses/by-nc-nd/3.0/es/
Subject: Estalvi i inversi贸 -- Europa
Llars -- Europa
Households --Europe
Saving and investment -- Europe
Title: A Study of the determinants of household saving in the european countries
Type: info:eu-repo/semantics/bachelorThesis
Repository: DUGiDocs

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